Independently compared • Updated Dec 2025

Business Banking Comparison 2025

Compare Wise, Revolut, Payoneer, and N26 business accounts. Find the best multi-currency account for your EU business with detailed fee comparisons and expert insights.

Comparison Disclaimer

Pricing and features shown are based on publicly available information. Always verify current pricing on provider websites before making decisions. We receive affiliate commissions from some providers. Information current as of January 2025.

Detailed Comparison Table

Provider
Wise Business
Recommended
Revolut Business
Payoneer
N26 Business
Pricing
Monthly FeeFree

Pay only for transactions

Free-$119/mo

4 tiers available

$29.95/year

Annual account fee

Free-€16.90

4 tiers available

Account Features
Supported Currencies40+25+MultipleEUR primary
Monthly Fee€0$0-119€0€0-16.90
Setup FeeFree (UK: £45)FreeFree€10 (card)
Local IBANs10+ countriesEUR, GBP, USDEUR, GBP, USDGerman IBAN
Multi-currency Debit Card
Fees & Costs
FX Fee0.33-0.41%0.6-1%*0.5-2%1.7%
International Transfer0.33-0.41%$5*Up to 1% + $4Varies
SEPA TransferFree$0.20*VariesFree
Integration & Tools
API Access
Accounting Integration
Limited
Mobile App
Team Access
Summary
Best ForFreelancers & SaaS companies with international paymentsTeams needing expense management and controlFreelancers on marketplaces (Upwork, Fiverr)German freelancers with EUR-only needs
Cost Calculator
Compare Xolo Go vs Leap costs based on your revenue

Frequently Asked Questions

Everything you need to know before getting started

All information verified as of December 2025. Prices and features subject to change. Always verify current pricing with providers.

Related Resources

Payment Processors

Stripe, Paddle & more

Company Formation

Form your EU company

Accounting Services

Xolo vs accountants

Invoice Without a Company

Start earning today

Ready to Open Your Business Account?

Wise Business is free to open with no monthly fees. Get multi-currency accounts and real exchange rates.