Xolo Leap Review: Run an Estonian Company from Anywhere
Is Xolo Leap the right choice for running your EU company remotely? Here's our complete, honest review after analyzing hundreds of user experiences.
Comparison Disclaimer
Pricing and features shown are based on publicly available information. Always verify current pricing on provider websites before making decisions. We receive affiliate commissions from some providers. Information current as of January 2025.
Verdict: Best All-in-One for e-Residency
Xolo Leap is the gold standard for running an Estonian company remotely. It's not the cheapest option, but the all-in-one experience — company + bank + accounting + compliance — is unmatched.
Monthly price
€79-129
Service type
All-in-One
Setup time
2-3 weeks
Companies managed
15k+
What is Xolo Leap?
Xolo Leap is a complete service for running an Estonian company (OÜ) remotely. Unlike Xolo Go (invoicing through Xolo's company), with Leap you get your own company that you own 100%.
The service includes company formation, legal address, business bank account, accounting, tax filings, annual reports, and compliance — everything you need to run a legitimate EU company from anywhere in the world.
What's Included in Xolo Leap
Company Formation
Estonian OÜ registration handled for you. Includes articles of association, share capital, registration with Business Register.
Legal Address
Registered office address in Estonia. Mail handling and forwarding included. Required for all Estonian companies.
Business Bank Account
Integrated bank account through Holvi. Multi-currency support, cards available. No separate bank application needed.
Accounting & Bookkeeping
Full accounting handled. Upload invoices and receipts, Xolo categorizes and maintains your books.
Tax Filings
VAT returns (if registered), income tax, social tax declarations all handled. You just approve.
Annual Report
Legally required annual report prepared and submitted. No extra fee, included in subscription.
Invoicing
Create and send professional invoices directly from the dashboard. Automatic payment matching with bank.
Support
Chat support with accountants and company secretaries. Get answers about your specific situation.
Pros and Cons
Pros
- True all-in-one — Company, bank, accounting, compliance in one place
- Your own company — Build real business equity and credibility
- Integrated banking — No separate bank application headaches
- Annual report included — No surprise fees or extra work
- Good UX — Dashboard is intuitive and well-designed
- Market leader — 15k+ companies, proven track record
Cons
- Not the cheapest — Competitors like Enty start lower
- Basic has limits — 10 transactions can be restrictive
- Holvi only — Can't use other banks with full integration
- Setup fee — €399 upfront can be barrier for some
- Support varies — Response times can be slow during peak periods
Who Is Xolo Leap For?
Perfect For
- Freelancers earning €3k+/month
- SaaS founders needing EU presence
- Consultants with international clients
- Digital nomads wanting company credibility
- Anyone who wants zero admin overhead
- People who value time over cost savings
Not Ideal For
- Low-volume freelancers (<€2k/month)
- Budget-focused founders (Enty is cheaper)
- Those who want specific bank choice
- Crypto-heavy businesses
- People who enjoy doing their own accounting
Xolo Leap vs Alternatives
| Feature | Xolo Leap | Enty | 1Office |
|---|---|---|---|
| Starting price | €79/mo | €49/mo | €59/mo |
| Integrated banking | Holvi | (partners) | (partners) |
| Full accounting | |||
| Annual report included | Extra fee | ||
| UX/Dashboard | ★★★★★ | ★★★★☆ | ★★★☆☆ |
| Companies managed | 15,000+ | 5,000+ | 8,000+ |
The Xolo Leap Experience
Onboarding
After applying for e-Residency, Xolo handles company registration. You sign documents digitally with your e-Residency ID card. Bank account opens automatically.
Day-to-Day
Send invoices from the dashboard. Upload expense receipts. Bank transactions sync automatically. Xolo categorizes and reconciles everything.
Tax Filing
Xolo prepares all tax declarations. You get a notification to review and approve. VAT, income tax, social tax — all handled.
Paying Yourself
Two options: salary (with social taxes) or dividends (20% corporate tax). Xolo calculates the optimal split based on your situation.
Consider Also
Enty
From €49/mo
Budget-friendly alternative starting at €49/mo. Good for cost-conscious founders, but no integrated banking.
Compare1Office
From €59/mo
Mid-range option at €59/mo. Solid service but less polished UX than Xolo.
CompareXolo Go
4.5% per invoice
If you're not ready for a full company, invoice through Xolo's entity at 4.5% per invoice.
Read ReviewFrequently Asked Questions
Common questions about Xolo Leap
All information verified as of December 2025. Prices and features subject to change. Always verify current pricing with providers.
