Comparison Disclaimer
Pricing and features shown are based on publicly available information. Always verify current pricing on provider websites before making decisions. We receive affiliate commissions from some providers. Information current as of January 2025.
Quick Verdict
Xolo Leap is better for most digital businesses — freelancers, consultants, SaaS founders. 1Office makes sense if you need traditional, personalized accounting advice for complex or non-standard situations.
- • You want an all-in-one platform
- • You're a digital business
- • You prefer self-service + support
- • You need personalized advice
- • You have non-standard situations
- • You prefer traditional accounting
The Fundamental Difference
Xolo Leap: Platform Model
Modern SaaS platform approach. You do invoicing and expense tracking in their app, they handle accounting in the background. Self-service with support when needed.
- Invoicing, expenses, accounting in one platform
- Fixed monthly fee (€79-129)
- API access for automation
- Real-time dashboard and reporting
1Office: Traditional Firm
Local Estonian accounting firm. You send them documents, they do the accounting. Personal relationship with your accountant. À la carte services.
- Personal accountant relationship
- Handles complex, non-standard cases
- Estonian business expertise
- No integrated platform/tools
Pricing Comparison
The real cost difference
| Cost Item | Xolo Leap | 1Office |
|---|---|---|
| Company formation | Included | €315 one-time |
| Legal address | Included | €15/month |
| Monthly accounting | Included (€79-129) | €100-300/month* |
| Annual report filing | Included | €100-200 extra |
| VAT registration/filing | Included | €50-100 extra |
| Year 1 total (simple business) | €948 - €1,548 | €1,815 - €4,315 |
| Year 2+ total | €948 - €1,548 | €1,380 - €3,780 |
* 1Office accounting fees vary by transaction volume. €100/month for simple, €200-300 for moderate complexity.
Feature Comparison
| Feature | Xolo Leap | 1Office |
|---|---|---|
| Invoice creation | ||
| Expense tracking app | ||
| Real-time dashboard | ||
| API access | ||
| Personal accountant | Via chat/email | |
| Complex tax advice | Limited | |
| Fixed pricing | ||
| Setup time | 5-10 days | 3-7 days |
Who Should Choose Which?
Choose Xolo Leap if:
- Digital business — Freelancer, consultant, SaaS, agency
- Predictable costs — You want fixed monthly pricing
- Self-service — You want to manage invoicing yourself
- Tech-forward — You value API, integrations, dashboards
Choose 1Office if:
- Complex situations — Real estate, holding companies, unusual structures
- Personal advice — You want a dedicated accountant relationship
- Existing tools — You already use other invoicing software
- Local expertise — You need deep Estonian business knowledge
Frequently Asked Questions
Common questions about Xolo vs 1Office
All information verified as of December 2025. Prices and features subject to change. Always verify current pricing with providers.
