Comparison Disclaimer
Pricing and features shown are based on publicly available information. Always verify current pricing on provider websites before making decisions. We receive affiliate commissions from some providers. Information current as of January 2025.
Choose Xolo Go if...
- You invoice under €2,500/month
- You don't want to register a company
- You need to start invoicing immediately
- You're testing freelancing as a side gig
Choose Xolo Leap if...
- You invoice over €3,000/month
- You want your own EU company
- You need a business bank account
- You want to hire contractors or sell products
The Real Cost Comparison
Finding your breakeven point
| Monthly Revenue | Xolo Go Cost | Xolo Leap Cost | Winner |
|---|---|---|---|
| €1,000 | €45 | €79 | Xolo Go |
| €1,500 | €67.50 | €79 | Xolo Go |
| €1,756 (breakeven) | €79 | €79 | Equal |
| €2,500 | €112.50 | €79 | Xolo Leap |
| €5,000 | €225 | €99 | Xolo Leap |
| €10,000 | €450 | €129 | Xolo Leap |
Xolo Go: 4.5% per invoice. Xolo Leap: €79/mo (basic) to €129/mo (premium).
Feature-by-Feature Comparison
| Feature | Xolo Go | Xolo Leap |
|---|---|---|
| Your own company | ||
| Business bank account | ||
| Hire contractors | ||
| Sell physical products | ||
| Accounting included | VAT only | |
| Invoice clients worldwide | ||
| Monthly fee | €0 | €79-129 |
| Per-invoice fee | 4.5% | €0 |
| Setup time | ~48 hours | 1-2 weeks |
| E-residency required |
The Typical Journey
How most freelancers progress
Start with Xolo Go
Invoice your first clients immediately. No setup, no registration, just 4.5% per invoice.
Grow Your Business
Build your client base and track your monthly invoicing volume.
Hit the Breakeven
When consistently invoicing €2,500+/month, the math favors Xolo Leap.
Upgrade to Xolo Leap
Get your own Estonian company. Xolo makes the transition smooth.
When to Choose Each Option
Xolo Go is Perfect For:
- Side hustlers — Occasional freelance work alongside your job
- Beginners — Testing freelancing before committing
- Low-volume freelancers — Under €2,000/month consistently
- Urgent needs — Need to invoice a client TODAY
Xolo Leap is Perfect For:
- Serious freelancers — Full-time, €3,000+/month revenue
- Agency builders — Need to hire other contractors
- SaaS founders — Selling products, need bank account
- Building equity — Want to own your business entity
Frequently Asked Questions
Common questions about Xolo Go vs Leap
All information verified as of December 2025. Prices and features subject to change. Always verify current pricing with providers.
