E-Residency ROI Calculator
Is Estonian e-Residency worth it for your business? Calculate your potential tax savings and return on investment.
Estimate Only
This calculator provides estimates only and should not be used for financial planning without professional verification. Prices, rates, and thresholds used are based on publicly available information and may change without notice. Information current as of January 2025.
Your Business
ROI Analysis
ROI: 573% over 3 years
Breakeven in approximately 1 months
Key Benefits for Freelancer
How This Calculator Works
Values used (as of January 2025):
- e-Residency application fee: €150
- Xolo Leap Basic: €79/month
- Estonian distribution tax: 20% (on dividends only)
- Comparison tax rates: 25% corporate + 15% dividend
Limitations: This is a simplified comparison. Your actual tax situation depends on your country of tax residency, double taxation treaties, and personal circumstances. The "comparison" tax rate is illustrative only.
Learn more at e-Residency official site.
How E-Residency Creates Value
Tax Efficiency
0% corporate tax on retained earnings. Only pay 20% when you distribute profits. Perfect for reinvesting in growth.
EU Market Access
EU company means Stripe, PayPal, EU banking, and credibility with European clients and partners.
100% Digital
Run your company from anywhere. Sign documents digitally, manage accounting online, never visit Estonia.
Important Considerations
- Personal tax: This calculator compares corporate structures. Your personal income tax depends on where you live.
- Not tax avoidance: E-Residency is a legal EU business structure, not a tax haven. Consult a tax advisor for your situation.
- Beyond numbers: Consider non-financial benefits like payment processor access, EU credibility, and business banking.
Frequently Asked Questions
Common questions about e-Residency ROI
All information verified as of December 2025. Prices and features subject to change. Always verify current pricing with providers.
