Why Estonian Companies Work Great with Stripe
Full Stripe Access
Estonian companies have full access to Stripe's features: subscriptions, invoicing, Stripe Tax, Radar, and all payment methods.
EU SEPA Payouts
Receive payouts to your Wise or Revolut EUR account via SEPA. Fast, low-cost transfers within Europe.
Multi-Currency
Accept payments in USD, EUR, GBP, and 135+ currencies. Charge customers in their local currency.
Stripe Tax Ready
Stripe Tax calculates and collects VAT automatically. Works seamlessly with Estonian company structure.
Setup Steps
Create Stripe Account
Sign up at stripe.com. Select Estonia as your country. You'll need your company registration number and your personal e-residency details.
Verify Business
Provide company documents (registration extract from Business Registry). Add your personal ID verification. Usually approved within 1-2 days.
Connect Bank Account
Add your company's Wise or Revolut EUR IBAN as payout destination. Stripe sends earnings daily or weekly (your choice).
Enable Stripe Tax (Optional)
Turn on Stripe Tax to automatically calculate and collect VAT. Works with subscriptions — charges correct rate based on customer location.
Create Subscription Products
Set up your subscription plans in Stripe. Define pricing, billing intervals, trial periods. Connect to your app via Stripe Billing API.
Subscription VAT Handling
VAT on Recurring Payments
B2B Subscriptions
EU business customers provide VAT number → reverse charge applies → invoice without VAT. Stripe can validate VAT numbers automatically at checkout.
B2C Subscriptions
EU consumers → charge VAT at their country rate. Stripe Tax handles this. You file VAT via OSS quarterly (Xolo can handle).
Non-EU Subscriptions
US, UK, and other non-EU customers → no EU VAT. Check destination country rules for their local requirements.
Accounting Integration
Stripe + Xolo Workflow
Xolo's accounting team handles Stripe income reconciliation:
- ✓Stripe payouts appear in your Wise/Revolut account
- ✓Export Stripe transaction reports monthly
- ✓Upload to Xolo dashboard for reconciliation
- ✓Xolo matches payments to subscriptions, handles VAT reporting
Frequently Asked Questions
Everything you need to know before getting started
All information verified as of December 2025. Prices and features subject to change. Always verify current pricing with providers.
