VAT Information Notice
VAT rates and thresholds shown are based on EU regulations and may change. Rates are subject to change by member states. This is general information only - consult a VAT specialist or your accountant for compliance advice. Information current as of January 2025.
Sound familiar?
These challenges stop thousands of entrepreneurs from getting started. But they don't have to stop you.
- Teachable has different payment options with different VAT implications
- BackOffice vs. Monthly Payment Gateway — which to choose?
- EU students = VAT complexity
- Not sure if you're responsible for VAT or Teachable is
- Want to scale course sales but VAT is confusing
Teachable Payment Options
VAT implications differ
BackOffice (Teachable:Pay)
Teachable acts as Merchant of Record. They handle VAT.
- ✓Teachable charges & remits EU VAT
- ✓No VAT registration needed
- ✓You receive net payout
- •Higher fees (10% transaction fee)
Monthly Payment Gateway
You connect your own Stripe/PayPal. You're responsible for VAT.
- ⚠You must handle EU VAT
- ⚠May need OSS registration
- ✓Lower fees (just Stripe fees)
- ✓More control over payments
Which Option to Choose?
Choose BackOffice If:
- • You want zero VAT hassle
- • You're just starting out
- • You sell primarily to consumers
- • Higher fees are worth the simplicity
Choose Monthly Payment Gateway If:
- • You're doing significant volume (fees matter)
- • You have an EU company for VAT handling
- • You want more payment flexibility
- • You sell primarily B2B (simpler VAT)
Xolo Leap: EU company for course creators
Xolo Leap
EU company for course creators
From €79/month
- EU company structure
- VAT registration & filing included
- Handle Monthly Payment Gateway VAT
- 0% tax on reinvested profits
- Professional invoicing for B2B sales
- Track Teachable revenue properly
- Accounting included
- Scale beyond single platform
No credit card required
Monthly Payment Gateway + Estonian Company
How It Works Together
Connect Your Stripe
Your Estonian company's Stripe account connects to Teachable.
Stripe Collects VAT
Configure Stripe Tax to charge correct EU VAT rates automatically.
Xolo Files VAT
Your accountant files OSS returns quarterly. All EU VAT in one return.
Lower Total Cost
Stripe ~2.9% vs. BackOffice 10%. At scale, savings pay for Xolo.
Other Platforms
Similar considerations
OSS & IOSS VAT Compliance Guide
Everything about One-Stop-Shop and Import One-Stop-Shop for EU VAT compliance.
Amazon FBA Europe VAT Requirements
VAT requirements for Amazon FBA sellers. Pan-European FBA, inventory storage, marketplace rules.
Etsy EU VAT for Sellers
VAT compliance for Etsy sellers. Marketplace collection and handmade/vintage sales.
Dropshipping to Europe VAT Guide
IOSS registration, customs duties, and VAT collection for dropshippers.
Frequently Asked Questions
Everything you need to know before getting started
All information verified as of December 2025. Prices and features subject to change. Always verify current pricing with providers.
